<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Empowerment Articles: Kaelber, Billmyer &amp; Kaelber, LLC</title>
	<atom:link href="https://kaelbercpa.com/category/empowerment/feed/" rel="self" type="application/rss+xml" />
	<link>https://kaelbercpa.com/category/empowerment/</link>
	<description>CPA firm in Charlottesville, VA - Providing Accounting, Tax  and Business Consulting Services</description>
	<lastBuildDate>Sun, 26 Feb 2023 17:16:05 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=6.9.4</generator>

<image>
	<url>https://i0.wp.com/kaelbercpa.com/wp-content/uploads/2016/08/icon13.png?fit=32%2C32&#038;ssl=1</url>
	<title>Empowerment Articles: Kaelber, Billmyer &amp; Kaelber, LLC</title>
	<link>https://kaelbercpa.com/category/empowerment/</link>
	<width>32</width>
	<height>32</height>
</image> 
<site xmlns="com-wordpress:feed-additions:1">164094306</site>	<item>
		<title>Max Billmyer Joins Our Firm</title>
		<link>https://kaelbercpa.com/max-billmyer-joins-our-firm/</link>
		
		<dc:creator><![CDATA[Henry V. Kaelber, CPA, CFP®, CGMA]]></dc:creator>
		<pubDate>Mon, 13 Jan 2020 19:44:45 +0000</pubDate>
				<category><![CDATA[Empowerment]]></category>
		<category><![CDATA[Income Tax Planning]]></category>
		<guid isPermaLink="false">https://kaelbercpa.com/?p=1003</guid>

					<description><![CDATA[<p>Max Billmyer Joins Our Firm Max Billmyer has been into public accounting ever since the beginning of his professional career.  He’s honed his accounting and tax skills in places like Somerville &#38; Company, in Huntington WV, and W.D. Sanders &#38; Company, PC, in Charlottesville VA.  Max became the primary contact for the W.D. Sanders &#38; [&#8230;]</p>
<p>The post <a href="https://kaelbercpa.com/max-billmyer-joins-our-firm/">Max Billmyer Joins Our Firm</a> appeared first on <a href="https://kaelbercpa.com">Kaelber, Billmyer &amp; Kaelber, LLC</a>.</p>
]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">1003</post-id>	</item>
		<item>
		<title>Earnings and Personal Planning</title>
		<link>https://kaelbercpa.com/earnings-and-personal-planning/</link>
		
		<dc:creator><![CDATA[Henry V. Kaelber, CPA, CFP®, CGMA]]></dc:creator>
		<pubDate>Sun, 29 Sep 2019 21:27:29 +0000</pubDate>
				<category><![CDATA[Empowerment]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[financial profile]]></category>
		<category><![CDATA[goals and objectives]]></category>
		<category><![CDATA[household budget]]></category>
		<category><![CDATA[household income]]></category>
		<category><![CDATA[lifestyle]]></category>
		<category><![CDATA[personal planning]]></category>
		<guid isPermaLink="false">https://kaelbercpa.com/?p=961</guid>

					<description><![CDATA[<p>This article begins with some uncommon guidance from an news editor friend of mine.  I say uncommon as the focus was to be about personal financial planning from an earnings perspective.  Here’s the guidance questions I was provided: Why is it important for you to create a long term personal earnings estimate? What are the [&#8230;]</p>
<p>The post <a href="https://kaelbercpa.com/earnings-and-personal-planning/">Earnings and Personal Planning</a> appeared first on <a href="https://kaelbercpa.com">Kaelber, Billmyer &amp; Kaelber, LLC</a>.</p>
]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">961</post-id>	</item>
		<item>
		<title>Increase Wealth With Certainty</title>
		<link>https://kaelbercpa.com/increase-wealth-with-certainty/</link>
		
		<dc:creator><![CDATA[Henry V. Kaelber, CPA, CFP®, CGMA]]></dc:creator>
		<pubDate>Sun, 22 Sep 2019 22:35:16 +0000</pubDate>
				<category><![CDATA[Empowerment]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Personal income]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[spending]]></category>
		<guid isPermaLink="false">https://kaelbercpa.com/?p=952</guid>

					<description><![CDATA[<p>Which do you find more fun, spending or saving?  If you answered saving, I’d be very surprised!  Most people, me included, love to buy things.  However, to be able to buy things confidently, you need a certain amount of wealth.  Striking a balance with spending and saving will help you increase your wealth with certainty. [&#8230;]</p>
<p>The post <a href="https://kaelbercpa.com/increase-wealth-with-certainty/">Increase Wealth With Certainty</a> appeared first on <a href="https://kaelbercpa.com">Kaelber, Billmyer &amp; Kaelber, LLC</a>.</p>
]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">952</post-id>	</item>
		<item>
		<title>The Game of Risk</title>
		<link>https://kaelbercpa.com/the-game-of-risk/</link>
		
		<dc:creator><![CDATA[Henry V. Kaelber, CPA, CFP®, CGMA]]></dc:creator>
		<pubDate>Sun, 15 Sep 2019 14:12:22 +0000</pubDate>
				<category><![CDATA[Empowerment]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Business risk]]></category>
		<category><![CDATA[Currency Risk]]></category>
		<category><![CDATA[Financial Risk]]></category>
		<category><![CDATA[Inflation Risk]]></category>
		<category><![CDATA[Interest Rate Risk]]></category>
		<category><![CDATA[Liquidity Risk]]></category>
		<category><![CDATA[market risk]]></category>
		<category><![CDATA[Political Risk]]></category>
		<category><![CDATA[Purchasing Power]]></category>
		<category><![CDATA[regulatory risk]]></category>
		<category><![CDATA[Systematic Risk]]></category>
		<category><![CDATA[UnSystematic Risk]]></category>
		<guid isPermaLink="false">https://kaelbercpa.com/?p=940</guid>

					<description><![CDATA[<p>Have you ever heard of the game of RISK? RISK is probably the best known and most played war game.  The game of RISK was first released in France in 1957 and made its way to the US in 1959.  It is a game of world domination, where the object is to conquer the world.  [&#8230;]</p>
<p>The post <a href="https://kaelbercpa.com/the-game-of-risk/">The Game of Risk</a> appeared first on <a href="https://kaelbercpa.com">Kaelber, Billmyer &amp; Kaelber, LLC</a>.</p>
]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">940</post-id>	</item>
		<item>
		<title>The Folly of Impatience</title>
		<link>https://kaelbercpa.com/the-folly-of-impatience/</link>
		
		<dc:creator><![CDATA[Henry V. Kaelber, CPA, CFP®, CGMA]]></dc:creator>
		<pubDate>Sun, 28 Jul 2019 18:56:00 +0000</pubDate>
				<category><![CDATA[Empowerment]]></category>
		<category><![CDATA[behavior]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[expectation]]></category>
		<category><![CDATA[frustrated]]></category>
		<category><![CDATA[frustration]]></category>
		<category><![CDATA[impatience]]></category>
		<category><![CDATA[impatient]]></category>
		<category><![CDATA[patience]]></category>
		<category><![CDATA[procrastination]]></category>
		<category><![CDATA[type A]]></category>
		<guid isPermaLink="false">https://kaelbercpa.com/?p=868</guid>

					<description><![CDATA[<p>Have you ever gone grocery shopping or to a restaurant when you were really hungry?  How did that work out for you?  Did you suffer the folly of impatience? Hungry people order more food than they can eat.  They are experiencing the “your eyes are bigger than your stomach” effect.  This reaction is so common [&#8230;]</p>
<p>The post <a href="https://kaelbercpa.com/the-folly-of-impatience/">The Folly of Impatience</a> appeared first on <a href="https://kaelbercpa.com">Kaelber, Billmyer &amp; Kaelber, LLC</a>.</p>
]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">868</post-id>	</item>
		<item>
		<title>The Power of Rigorous Thinking</title>
		<link>https://kaelbercpa.com/power-of-rigorous-thinking/</link>
		
		<dc:creator><![CDATA[Henry V. Kaelber, CPA, CFP®, CGMA]]></dc:creator>
		<pubDate>Sat, 27 Jul 2019 20:38:27 +0000</pubDate>
				<category><![CDATA[Empowerment]]></category>
		<category><![CDATA[decision-making]]></category>
		<category><![CDATA[rigorous thinking]]></category>
		<category><![CDATA[thinking]]></category>
		<category><![CDATA[thought]]></category>
		<guid isPermaLink="false">http://raratheme.com/preview/business-one-page-pro/?p=550</guid>

					<description><![CDATA[<p>“Everything should be made as simple as possible, but not one bit simpler.” &#8211; Albert Einstein, (attributed) To what degree do we heed the advice of others and who do we find ourselves listening to?  How about choosing our investments, the best career move or the right specialist?  Or adapt to and navigate through uncomfortable [&#8230;]</p>
<p>The post <a href="https://kaelbercpa.com/power-of-rigorous-thinking/">The Power of Rigorous Thinking</a> appeared first on <a href="https://kaelbercpa.com">Kaelber, Billmyer &amp; Kaelber, LLC</a>.</p>
]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">550</post-id>	</item>
	</channel>
</rss>

<!--
Performance optimized by W3 Total Cache. Learn more: https://www.boldgrid.com/w3-total-cache/?utm_source=w3tc&utm_medium=footer_comment&utm_campaign=free_plugin

Page Caching using Disk: Enhanced 

Served from: kaelbercpa.com @ 2026-04-02 15:20:00 by W3 Total Cache
-->